Welcome to Zachery Adam’s Blog
If you ever considered working in the Bay Area, then you know that just looking at photos of the Bay Area is enough to steal your heart and capture your imagination. Living there’s even better! Back when gold was rushing and towns were booming, people from all walks...read more
California Real Estate ~ Golden State homebuyers, sellers and lenders should take advantage of deals as they arise. The good news is that, after the worse drop since 1938, the U.S. economy has been growing steadily since 2010. Job growth has been stable as well,...read more
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Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so it’s hard to even...read more
Expected Real Estate Trends 2018 The 2018 Housing Market: What to Expect This Year Every year, there’s a lot of speculation across the industry about the home buying trends of the coming year. Real Estate Trends 2018 is no exception. There have been a lot of things...read more
Gratitude Across Generations: How Attitude Affects Home Buying Thanksgiving Day was celebrated this year on November 23rd. Always falling on the fourth Thursday of November, this national holiday is a time where families and friends all over the nation come together...read more
How Can You Give Back this Holiday Season? At Prime Mortgage Lending, Inc., we take pride in our community involvement. And while we believe that philanthropy and oblation should be practiced throughout the year, we understand that this is the time where acts of...read more
The Myths of Millennial Homebuyers Busted Millennial Myths: Why Aren’t They Buying Homes? As a culture, we really like to put people into neat boxes. And that is especially true when it comes to generations. How often do we talk about Baby Boomers, GenX, or...read more
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Making the biggest investment of your life so far means it’s important to find a lender with whom you connect. Learn as much as you can about the home-buying process. Make sure you find the right house and get the right mortgage.
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Prime Mortgage Lending and Equity Services, Inc.offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery.
If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.
What do you need to apply for a loan? The answer is different for everyone. Here’s a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message.
Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here.
Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, here’s a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure.
As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help. You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have.
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