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Birthplace of the Tiny House

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

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Does Credit Repair Really Work?

Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so it’s hard to even...

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The Latest

Celebrating Independence in California

Celebrating Independence in California

Celebrating Independence in California   California knows how to have a fantastic 4th of July celebration. Cities and towns throughout the Bay Area host parades and present fireworks displays that draw people from all neighborhoods. The birth of our nation is worthy...

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Birthplace of the Tiny House

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

read more
New Name, Same Sense of Purpose

New Name, Same Sense of Purpose

GoPrime Mortgage, Inc. Press Release – California  June 1, 2019 – Prime Mortgage Lending, Inc. in West Asheville, North Carolina, and Prime Mortgage Lending and Equity Services, Inc. in the Bay Area, California will become GoPrime Mortgage, Inc. on June 1, 2019.   New...

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California Real Estate

DIY Design with Pinterest Ideas

DIY Design with Pinterest Ideas  If you’re just moving into your California dream home or staging your home for sale, you’ve probably taken a look at some ideas on Pinterest. DIY design can be done on a budget and can give you the results you want. If you’re looking...

Buying Your California Vacation Home

Buying Your California Vacation Home  California is known for a carefree attitude and year-round amazing weather. It’s no surprise that people from all over the country, and even the world, consider the Golden State a great place to buy a vacation home. If you’ve been...

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

Renting vs. Buying in the Bay Area

Renting vs. Buying in the Bay Area  If you’ve been renting in California, you’ve probably already heard that it would be cheaper to buy. People do love to give advice about homeownership, including the importance of building equity. But does the math always work out?...

New Name, Same Sense of Purpose

GoPrime Mortgage, Inc. Press Release – California  June 1, 2019 – Prime Mortgage Lending, Inc. in West Asheville, North Carolina, and Prime Mortgage Lending and Equity Services, Inc. in the Bay Area, California will become GoPrime Mortgage, Inc. on June 1, 2019.   New...

California First Time Homebuyer

GoPrime Mortgage, Inc.: California First Time Homebuyer Checklist California First Time Home Buyer’s Checklist Is the California real estate market really that much different than the markets in other cities? Home buying can vary greatly from place to place, and...

Employee Picks

Saving Water in the Hot California Sun

Saving Water in the Hot California Sun    In 2016, it was reported that Californians used 85 gallons of water per person per day.   Every day!   For a household of 4 people, that’s almost 350 gallons of water used each day! Nearly 2500 gallons per week. Over...

How to Lower Heating Costs

You’d think that all new houses are built to specifications that prevent energy loss — but Americans aren’t there yet. When you’ve finally made your decision to buy a new house, whether you’re an environmentalist or not, the desire for lower heating costs may have...

Why Green Houses Are in Demand

New technologies and changing social attitudes drive innovation. By the year 2020, close to 20 percent of new construction in America will be green. About three-quarters of American builders and remodelers will be working on those green houses. And that’s just the...

6 Green Housing Trends

What to look for when considering sustainable housing The quest for green is good. That’s not an endorsement for seeking money or the perfect lawn. Instead, this quest for green reflects a growing desire to live in a more sustainable world on a grand scale — and in a...

Energy Conservation Tips

Save money on energy while preserving vulnerable earth resources. To say that West Asheville is a liberal bastion is the same as saying that Asheville is a beer town. In other words, “duh.” So energy conservation and saving the environment are high on the list of...

Millennial Myths: Why Aren’t They Buying Homes?

The Myths of Millennial Homebuyers Busted Millennial Myths: Why Aren’t They Buying Homes? As a culture, we really like to put people into neat boxes. And that is especially true when it comes to generations. How often do we talk about Baby Boomers, GenX, or...

Millennials and Current Market

Do Millennials Want Urban Experiences? Experts have been saying for a while that the millennial generation, the oldest of which have recently turned 38, are looking for an urban lifestyle. They want to ditch their cars and have convenience at their fingertips,...

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The links below offer more information about the mortgage process. Discover why you can trust GoPrime Mortgage, Inc. to finance your California home purchase. 

Making the biggest investment of your life so far means it’s important to find a lender with whom you connect. Learn as much as you can about the home-buying process. Make sure you find the right house and get the right mortgage. 

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Loan Products

GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery 

Mortgage Tips

If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.  

Checklist

What do you need to apply for a loan? The answer is different for everyone. Heres a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message. 

F.A.Q.

Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here. 

Homebuyer’s Guide

Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, heres a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure. 

Glossary

As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help.  You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have. 

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Contact Info

325 Soquel Ave Santa Cruz CA 95062

831-226-1210

Zachery@GoPrime.com