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Birthplace of the Tiny House

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

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Got Credit?

Tips to build your credit history so you can own your own home Having no credit is as bad as and sometimes even worse than having poor credit. When you don’t have any records with one of the major credit reporting agencies, then creditors really don’t have anything to...

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Minimum Payment Horrors

Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if possible — before...

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The Latest

Birthplace of the Tiny House

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

read more
Happy New Year

Happy New Year

Happy New Year! We’ve crossed the threshold from December 31st to January 1st and welcomed in a brand new year full of new possibilities. What does the New Year signify? No matter what you have in store for 2018, each day will be a new and exciting challenge. Whether...

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California Real Estate

DIY Design with Pinterest Ideas

DIY Design with Pinterest Ideas  If you’re just moving into your California dream home or staging your home for sale, you’ve probably taken a look at some ideas on Pinterest. DIY design can be done on a budget and can give you the results you want. If you’re looking...

Buying Your California Vacation Home

Buying Your California Vacation Home  California is known for a carefree attitude and year-round amazing weather. It’s no surprise that people from all over the country, and even the world, consider the Golden State a great place to buy a vacation home. If you’ve been...

Birthplace of the Tiny House

Birthplace of the Tiny House  In 2006, a quiet man named Jay Shafter appeared on Oprah Winfrey’s daytime talk show. On the show, he shared a look inside his 89 square foot tiny house on wheels. This was the first glimpse most Americans had of the impending Tiny House...

Renting vs. Buying in the Bay Area

Renting vs. Buying in the Bay Area  If you’ve been renting in California, you’ve probably already heard that it would be cheaper to buy. People do love to give advice about homeownership, including the importance of building equity. But does the math always work out?...

New Name, Same Sense of Purpose

GoPrime Mortgage, Inc. Press Release – California  June 1, 2019 – Prime Mortgage Lending, Inc. in West Asheville, North Carolina, and Prime Mortgage Lending and Equity Services, Inc. in the Bay Area, California will become GoPrime Mortgage, Inc. on June 1, 2019.   New...

California First Time Homebuyer

GoPrime Mortgage, Inc.: California First Time Homebuyer Checklist California First Time Home Buyer’s Checklist Is the California real estate market really that much different than the markets in other cities? Home buying can vary greatly from place to place, and...

Employee Picks

How to Lower Heating Costs

You’d think that all new houses are built to specifications that prevent energy loss — but Americans aren’t there yet. When you’ve finally made your decision to buy a new house, whether you’re an environmentalist or not, the desire for lower heating costs may have...

Why Green Houses Are in Demand

New technologies and changing social attitudes drive innovation. By the year 2020, close to 20 percent of new construction in America will be green. About three-quarters of American builders and remodelers will be working on those green houses. And that’s just the...

6 Green Housing Trends

What to look for when considering sustainable housing The quest for green is good. That’s not an endorsement for seeking money or the perfect lawn. Instead, this quest for green reflects a growing desire to live in a more sustainable world on a grand scale — and in a...

Energy Conservation Tips

Save money on energy while preserving vulnerable earth resources. To say that West Asheville is a liberal bastion is the same as saying that Asheville is a beer town. In other words, “duh.” So energy conservation and saving the environment are high on the list of...

Millennial Myths: Why Aren’t They Buying Homes?

The Myths of Millennial Homebuyers Busted Millennial Myths: Why Aren’t They Buying Homes? As a culture, we really like to put people into neat boxes. And that is especially true when it comes to generations. How often do we talk about Baby Boomers, GenX, or...

Millennials and Current Market

Do Millennials Want Urban Experiences? Experts have been saying for a while that the millennial generation, the oldest of which have recently turned 38, are looking for an urban lifestyle. They want to ditch their cars and have convenience at their fingertips,...

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The links below offer more information about the mortgage process. Discover why you can trust GoPrime Mortgage, Inc. to finance your California home purchase. 

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Loan Products

GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery 

Mortgage Tips

If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.  

Checklist

What do you need to apply for a loan? The answer is different for everyone. Heres a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message. 

F.A.Q.

Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here. 

Homebuyer’s Guide

Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, heres a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure. 

Glossary

As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help.  You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have. 

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Contact Info

325 Soquel Ave Santa Cruz CA 95062

831-226-1210

Zachery@GoPrime.com