Zachery Adam's Blog
We Love Great Content

Is there a topic you would like us to blog about?

Would you like to co-author a blog?

We post every week!

Apply Securely OnlineEmail Us

Welcome to Zachery Adam’s Blog

Trending Now

Got Credit?

Got Credit?

Tips to build your credit history so you can own your own home Having no credit is as bad as and sometimes even worse than having poor credit. When you don’t have any records with one of the major credit reporting agencies, then creditors really don’t have anything to...

read more
Minimum Payment Horrors

Minimum Payment Horrors

Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if possible — before...

read more

The Latest

Saving Water in the Hot California Sun

Saving Water in the Hot California Sun

Saving Water in the Hot California Sun    In 2016, it was reported that Californians used 85 gallons of water per person per day.   Every day!   For a household of 4 people, that’s almost 350 gallons of water used each day! Nearly 2500 gallons per week. Over...

read more

California Real Estate

Historic Architecture in the San Francisco Area

The Historic Architecture Around San Francisco    If you love architecture, check out that of San Francisco and the surrounding areas. Few places in America have the concentration of historic buildings and cultural landmarks of San Francisco. Generations of...

Fun Activities Along the California Coast

Things to Do Along the California Coast   Anyone who chooses to live in California can tell you first-hand that the collective goal of everyone who lives here is to work hard and play hard. With mountains and coastline so close together, there are plenty of...

Top 5 Gadgets for Home Automation

Things to Do Along the California Coast   Anyone who chooses to live in California can tell you first-hand that the collective goal of everyone who lives here is to work hard and play hard. With mountains and coastline so close together, there are plenty of...

The Myths of Millennial Home Buyers Busted

The Historic Architecture Around San Francisco    If you love architecture, check out that of San Francisco and the surrounding areas. Few places in America have the concentration of historic buildings and cultural landmarks of San Francisco. Generations of...

LGBTQ Community in the Bay Area

The Historic Architecture Around San Francisco    If you love architecture, check out that of San Francisco and the surrounding areas. Few places in America have the concentration of historic buildings and cultural landmarks of San Francisco. Generations of...

DIY Design with Pinterest Ideas

The Historic Architecture Around San Francisco    If you love architecture, check out that of San Francisco and the surrounding areas. Few places in America have the concentration of historic buildings and cultural landmarks of San Francisco. Generations of...

Employee Picks

Saving Water in the Hot California Sun

Saving Water in the Hot California Sun    In 2016, it was reported that Californians used 85 gallons of water per person per day.   Every day!   For a household of 4 people, that’s almost 350 gallons of water used each day! Nearly 2500 gallons per week. Over...

How to Lower Heating Costs

You’d think that all new houses are built to specifications that prevent energy loss — but Americans aren’t there yet. When you’ve finally made your decision to buy a new house, whether you’re an environmentalist or not, the desire for lower heating costs may have...

Why Green Houses Are in Demand

You’d think that all new houses are built to specifications that prevent energy loss — but Americans aren’t there yet. When you’ve finally made your decision to buy a new house, whether you’re an environmentalist or not, the desire for lower heating costs may have...

6 Green Housing Trends

Saving Water in the Hot California Sun    In 2016, it was reported that Californians used 85 gallons of water per person per day.   Every day!   For a household of 4 people, that’s almost 350 gallons of water used each day! Nearly 2500 gallons per week. Over...

Energy Conservation Tips

Saving Water in the Hot California Sun    In 2016, it was reported that Californians used 85 gallons of water per person per day.   Every day!   For a household of 4 people, that’s almost 350 gallons of water used each day! Nearly 2500 gallons per week. Over...

Millennial Myths: Why Aren’t They Buying Homes?

The Myths of Millennial Homebuyers Busted Millennial Myths: Why Aren’t They Buying Homes? As a culture, we really like to put people into neat boxes. And that is especially true when it comes to generations. How often do we talk about Baby Boomers, GenX, or...

Millennials and Current Market

Do Millennials Want Urban Experiences? Experts have been saying for a while that the millennial generation, the oldest of which have recently turned 38, are looking for an urban lifestyle. They want to ditch their cars and have convenience at their fingertips,...

Explore Your Favorite Topics

Buying a Home

California Market

Credit 

Energy Saving

Financing

1st Home

Millennials

Pre-Qualify

Realtor

Saving Money

All Categories

When you complete a secure online application with GoPrime Mortgage, Inc.  we will contact you in 24 hours or less. 

 

Get More Information 

The links below offer more information about the mortgage process. Discover why you can trust GoPrime Mortgage, Inc. to finance your California home purchase. 

Making the biggest investment of your life so far means it’s important to find a lender with whom you connect. Learn as much as you can about the home-buying process. Make sure you find the right house and get the right mortgage. 

Let us know your thoughts about Zachery Adam’s Blog!

Loan Products

GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery 

Mortgage Tips

If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.  

Checklist

What do you need to apply for a loan? The answer is different for everyone. Heres a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message. 

F.A.Q.

Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here. 

Homebuyer’s Guide

Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, heres a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure. 

Glossary

As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help.  You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have. 

Let's Get Started

Contact Info

325 Soquel Ave Santa Cruz CA 95062

831-226-1210

Zachery@GoPrime.com