Zachery Adam's Blog
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Welcome to Zachery Adam’s Blog
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Appraisals and How They Work in California
Appraisals and How They Work in California When you sell or buy a home, the estimated worth is a major consideration for the process. All of the aspects of a successful transaction rest on the property’s value. If you’re unfamiliar with the appraisal process, what...
Your HomeBuying Partners in California
Your HomeBuying Partners in California When you buy a home, you’re not alone. There is an entire village of people available to help you through the process. For that reason, it’s important for you to understand the partners who will assist you, their individual...
City vs. Country Living: What’s Right for You
Do you remember the Aesop fable about the city mouse and country mouse? It was meant to show the juxtaposition between city and country life and the risks inherent in living within opulence. Times have changed since the ancient civilizations that spawned these fables,...
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Biggest Challenges for Young Homebuyers in the Bay Area
The Biggest Challenges for Young Homebuyers in the Bay Area We know that buying a home can feel difficult, but that’s why we’re here to help you sort through your financial options. But what are the biggest challenges facing individuals who want to buy Bay Area...
Self-Care and the Winter Blues
Self-Care and the Winter Blues Self-care is a common refrain these days. People talk about it in terms of taking time for yourself maybe to curl up with a good book or draw a hot bath and relax. But self-care is about so much more than just planning a spa day. This...
2020 Vision: See Your Home Buying Clearly This Year
2020 Vision: See Your Home Buying Clearly This Year It’s finally here. The new Roaring 20s. This time around, we can see clearly with 2020 vision if we want to. Is your 2020 vision looking into the New Year? How have you prepared for your financial health and...
Best Bay Area Blogs to Follow in 2020
Best Bay Area Blogs to Follow in 2020 Whether you’re new to the San Francisco area or you’ve been here for a while, it’s always a good idea to stay on top of the events, entertainment, and news around the Bay Area. While some people might say blogging is dead, we...
Winter Events in the Bay Area
Winter Events in the Bay Area It’s the most wonderful time of the year, the song says. No matter what you celebrate, the winter is a transformative time. The days grow shorter and the promise of a whole new year is on the horizon. If you’re new to the Bay Area, or...
Tips for Tech Millennials Who Want to Buy in Silicon Valley
Tips for Tech Millennials Who Want to Buy in Silicon Valley If you didn’t already notice, there’s a social media battle between two generations raging right now. But the classifications are a little wonky. Younger people are using the term “boomer” to describe anyone...
California Real Estate
Employee Picks
Self-Care and the Winter Blues
Self-Care and the Winter Blues Self-care is a common refrain these days. People talk about it in terms of taking time for yourself maybe to curl up with a good book or draw a hot bath and relax. But self-care is about so much more than just planning a spa day. This...
The Science of Gratitude This Thanksgiving
The Science of Gratitude This Thanksgiving I’ve noticed a trend online and in many businesses across the country: people are building a culture of gratitude but I’m concerned that we’re losing the essence of what gratitude is. I don’t want it to sound like I think...
Winter Events in the Bay Area
Winter Events in the Bay Area It’s the most wonderful time of the year, the song says. No matter what you celebrate, the winter is a transformative time. The days grow shorter and the promise of a whole new year is on the horizon. If you’re new to the Bay Area, or...
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Loan Products
GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery.
Mortgage Tips
If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.
Checklist
What do you need to apply for a loan? The answer is different for everyone. Here’s a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message.
F.A.Q.
Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here.
Homebuyer’s Guide
Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, here’s a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure.
Glossary
As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help. You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have.
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831-226-1210
Zachery@GoPrime.com