Welcome to Zachery Adam’s Blog
Your HomeBuying Partners in California When you buy a home, you’re not alone. There is an entire village of people available to help you through the process. For that reason, it’s important for you to understand the partners who will assist you, their individual...
Do you remember the Aesop fable about the city mouse and country mouse? It was meant to show the juxtaposition between city and country life and the risks inherent in living within opulence. Times have changed since the ancient civilizations that spawned these fables,...
The Myths of Millennial Home Buyers Busted Our generational categories are arbitrary, but it doesn’t stop our culture from attempting to put individuals into neat and tidy categories. In today’s job market, Baby Boomers, Generation X, Millennials and the...
Scary Real Estate Stories We Tell in the Dark The walls creaked and the storm raged outside the small, cramped apartment. A young couple waits by the phone, hoping it will ring to bring them news of the offer they put in on their dream home. But the ghosts are...
More Research Means Better Mortgage Options At GoPrime of California, we are dedicated to education. We want all of our homebuyers to walk away from the experience feeling comfortable with every step they took, and it’s important to us that you’re informed about the...
Upcoming Holiday Events in the Bay Area The Bay Area comes to life as we work our way to the holiday season. With Halloween only 10 days away, we know that Thanksgiving and the winter holidays are close behind before we ring in 2020. What “can’t miss” events are...
Appraisals and How They Work in California When you sell or buy a home, the estimated worth is a major consideration for the process. All of the aspects of a successful transaction rest on the property’s value. If you’re unfamiliar with the appraisal process, what...
Preparing for Natural Disasters in California Living in California, you’re keenly aware of the risk of natural disasters. Most specifically, the possibility of an earthquake at any point. Of course, there are other disasters that have impacted California residents,...
Fall in Northern California Most Don’t automatically think about California in terms of fall colors. The magical displays seem to be contained along the eastern seaboard from New England down to the Southern Appalachians. But California does have its own amazing...
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GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery.
If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.
What do you need to apply for a loan? The answer is different for everyone. Here’s a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message.
Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here.
Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, here’s a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure.
As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help. You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have.
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