No Two Applications are the Same 

Below, you’ll find the complete Mortgage Document Checklist, which will help you to see what you might need for approval or pre-approval.  

This list is just a general guideline to help you prepare before applying for a mortgage. For more specific questions about the Mortgage Document Checklist, contact Zachery Adam of GoPrime Mortgage, Inc. 

Full List of Mortgage Documents

Personal Information 

Required Items: 

• Copy of a current picture ID card: driver’s license or passport 
• Copy of your permanent resident card or visa (If Applicable) 
• Copy of your social security card 

Employment Information 

To show proof of earned income, you may need these documents: 

• Copy of federal personal tax returns, with all attached schedules for the last two years 
• W2 forms from the last two years 
• 1099 forms from any contract employment for the last two years 
• Paystubs from the most recent 30 days for all income received  
• Contact name and phone number for the Human Resources or other company representative to verify your past and present employment from all employers over the past two years 

Business Information:  

If you own your own business, you may need: 

• Copy of your business license 
• Year-to-date profit and loss statement for the current year 
• Copy of federal business tax returns, with all attached schedules for the last two years (for all entities/businesses) 

Other Resources Information: 

If you receive income from other sources, you may need: 

• Statements from any retirement and savings accounts covering the last 60 days, including all pages (even if blank) 
• Copy of your bank statements for the last two months (all pages even if blank) 
• Copy of lease agreements on any investment properties 
• 1099 forms for any Social Security, disability or pension you received for the last two years 
• Copy of your Current Social Security Award letters 
• Copy of your Disability Award letter 

Mortgage Information: 

If you already own a house or if you’re applying for a specific kind of mortgage (such as a VA loan), you may need: 

• Copy of your cancelled earnest money deposit check (front and back) 
• Copies of cancelled rent checks from the last 12 consecutive months (front and back), unless you’re renting from a management company 
• Your landlord or management company’s contact name and phone number 
• Signed copy of the closing statement of your current home, when it sells (all pages) 
• VA certificate of eligibility (form DD 214 from the U.S. Department of Veterans Affairs) 
• Copy of your current mortgage statement, if applicable 
• Copy of your mortgage note, which you should have received when you closed 
• Copy of your Tax and Insurance bill 

If Applicable 

• Student Loan Statements (includes payment/terms/interest rate) 
• Divorce Decree /Marital Settlement Agreement 
• Living Trust docs (if property is vested in a Trust) 

If you have additional properties please provide the following items: 

• Copy of tax bill 
• Copy of mortgage statement 
• Copy of Homeowners insurance policy 
• Copy of lease agreements for any investment properties. 
• Copy of Homeowners Association Dues   

If you have additional properties please provide the following items:

• Copy of tax bill
• Copy of mortgage statement
• Copy of Homeowners insurance policy
• Copy of lease agreements for any investment properties.
• Copy of Homeowners Association Dues