First Time Home Buyer
The American Dream made Real

Are you a First Time Homebuyer? Owning your own home is part of the American DreamBut no matter how well prepared you are for the process, it can be stressful and overwhelming. As a First Time Homebuyer you may not be aware of the intricate details around buying a new home and you might not know what questions to ask or how long the process can take. It doesn’t have to be that way.  

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This is the Biggest Investment of Your Life So Far

Your first step is to seek out an ally who can help walk you through the entire process from start to finish. You want to work with someone who connects with you, explains the process, and gets down to businessMany people start by connecting with a realtor, and while they’re important to the process they shouldn’t be your first connection. Your first step should be about financing, so contact an independent mortgagelender first to learn what you can afford. This will save you a lot of pain in the future.  

Schedule a meeting with Zachery Adam of GoPrime Mortgage, Inc.,  an independent mortgage lender who works to help a First Time Homebuyer like you.

Make the Best Decisions

Most First Time Homebuyers Think The Process Looks Like This:
  1. Look at homes online to find out what’s available
  2. Contact a Realtor
  3. Visit homes recommended by your real estate professional 
  4. Pick the house you love
  5. Make an offer
  6. Apply for a mortgage loan at your bank or credit union

Doing this can put the cart before the horse. By starting with the final step, you can avoid problems with your finance or budgeting that can prevent you from buying the home you love. Before you even start hunting for your dream home, get pre-qualified or pre-approved for a loan.  

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The benefits are:  

  1. Pre-qualification through an independent mortgage lender speeds up the mortgage process. 
  2. Pre-approval tells you exactly how much house you reasonably can afford. 

Once you’re pre-qualified, you’ll have a better understanding of your overall budget. You can direct your real estate agent to the houses that fit your criteria. This is a more realistic vision of your future.  

Be a Super Hero 

Explore Your Options 

Did you know that you’re not limited to a bank to get you’re the home loan for your first housing purchase? An independent mortgage lender can provide more options than the banks. Shop around. Find the best deal. You may be surprised. 

For a complete and inclusive mortgage solution, GoPrime Mortgage, Inc. will be your partner with honesty, transparency and integrity. GoPrime Mortgage, Inc. is the complete package when you compare our services to banks and other independent mortgage lenders.  Apply Securely Online today.

 

Get More Information 

The links below offer more information about the mortgage process. Discover why you can trust GoPrime Mortgage, Inc. to finance your California home purchase. 

Making the biggest investment of your life so far means it’s important to find a lender with whom you connect. Learn as much as you can about the home-buying process. As a first time homebuyer make sure you find the right house and get the right mortgage.

Loan Products

GoPrime Mortgage, Inc. offers more mortgage types than most banks. Review the variety of mortgage loans and read their descriptions. To understand the differences call Zachery 

Mortgage Tips

If you’re applying for a mortgage here’s an invaluable list of things to do or avoid during the process. Even seasoned real estate investors can use a refresher. Get good advice on the dos and don’ts of buying your first home in the Bay Area.  

Checklist

What do you need to apply for a loan? The answer is different for everyone. Heres a complete list to give you an idea. While you won’t need everything on this checklist, review it to get an idea of what your independent mortgage lender will ask about. For a more specific list, send Zachery a message. 

F.A.Q.

Everyone has questions about buying their first California home and applying for a mortgage loan. This page answers the most common questions people have. These frequently asked questions are a resource for you. See if your questions are answered here. 

Homebuyer’s Guide

Law requires that you be provided the homebuyer’s guide when you apply for a loan. Before you dig into the massive text, heres a helpful summary. You will get a copy; but this page summarizes what’s in that disclosure. 

Glossary

As you explore the rabbit hole of mortgage loans, you’ll come across terms and acronyms that you don’t know. Look here for help.  You’re not expected to know all the terms and phrases. Look here first or ask any questions you may have. 

Enjoy a mortgage process built for the modern world.

Borrowers can easily complete a loan application, upload supporting documentation, eSign disclosures, and monitor the status of their loan — in a single, easy-to-use location. Apply Securely Online

Let's Get Started

Contact Info

325 Soquel Ave Santa Cruz CA 95062

831-226-1210

Zachery@GoPrime.com

“Fantastic for a nervous first time home buyer! Zack was absolutely fantastic! Made the process so non-threatening. Was THE most responsive person ever. Never took longer than 2 hours to get back with any of my (million) nervous first home buyer questions. If you are a first time buyer or a seasoned home owner, Zack will do a phenomenal job getting you what you need at a great rate.”

C Littlefield